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Iqtishoduna: Jurnal Ekonomi Islam

iqtishoduna
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Published by Institut Agama Islam Syarifuddin Wonorejo Lumajang

ISSN : 22525661 EISSN : 24430056 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

The focus of the Journal of Syari'ah Economics and Islamic Business all aspects of scientific discussions about Islamic Economics, Syari'ah Banking and Islamic Economic Management ideas covering: 1) research article, 2) conceptual idea, 3) review of the literature, and 4) practical experience.

Arjuna Subject : -

Articles 8 Documents

Search results for , issue "Vol. 8 No. 2 (2019): Oktober" : 8 Documents clear

Pendayagunaan Zakat Produktif Dompet Dhuafa Yogyakarta dalam Perspektif Maqasid Syari'ah Fahmi Irfanudin
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

One of the main objectives of the zakat is to improve the welfare of the mustahiq. In order for this to be realized, it is necessary to choose the right empowerment program, accompanied by a mustahiq assistance process that is sustainable and well managed by the 'zakat institution. This is where the importance of zakat utilization programs that are productive.This study aims to uncover and explain the productive zakat, the model of productive zakat utilization in Dompet Dhuafa Yogyakarta, and the model of utilizing productive zakat in Dompet Dhuafa Yogyakarta in the perspective of Maqāṣid al-Sharī`ah.This research is a field research and literature that collects qualitative data with sociological and normative approaches. This research is descriptive, that is by describing problems which are then analyzed in depth. Data collection is generally carried out by searching on written sources, as well as field sources in the form of data obtained through documentary studies, as well as observations and interviews to strengthen research results.The results of this study indicate that the Dompet Dhuafa Yogyakarta productive zakat program is able to realize benefits and improve the welfare of the mustahiq.Of course, this is in accordance with the main objectives of the Sharī`ah (Maqāṣid al-Sharī`ah) which is to realize human welfare which lies in the protection of religion (ad-dīn), soul (an-nafs), reason (al-'ql), descent (an- nasl), and their wealth (al-māl).

Kesejahteraan Petani Garam di Kabupaten Sumenep Madura (Analisis dengan Pendekatan Maqasid Shariah) Firman Setiawan
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

As a country surrounded by oceans, Indonesia has huge potential in salt production, and Sumenep district is one of the districts with the largest salt production in Indonesia. However, the potential and large production results are not in accordance with the economic conditions of salt farmers. This is due to several things, one of which is because the selling price of salt is not in accordance with the HPP (Harga Pembelian Pemerintah) as well as guidance and assistance to increase the productivity of salt farmers who are lacking. This problem will have an impact on the welfare of salt farmers. This study aims to determine how the level of welfare of salt farmers in Sumenep district in the perspective of maqashid al-shari'ah. This research was examined with descriptive qualitative methods. The data was collected through semi-structured interviews with salt farmers in Sumenep district, then analyzed using the maqashid al-shari'ah approach. Thus, the level of welfare of salt farmers is measured in five aspects of maqashid al-shari'ah; hifz al-din (guarding religion), hifz al-nafs (guarding life), hifz al-'aql (guarding thoughts), hifz al-nasl (guarding nasab) , and hifz al-mal (protect wealth). The results of this study are the welfare of salt farmers from the aspects of hifz al-din and hifz al-naslhave been achieved (prosperous), but from the aspects of hifz al-nafs, hifz al- 'aql, and hifz} al-mal has not been reached (not prosperous).

Konsep Khiyar pada Jual Beli Pre Order Online Shop dalam Perspektif Hukum Islam Dafiqah Hasanah; Mulyadi Kosim; Suyud Arif
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

This study aims to determine the practice of online pricing in the online store instagram Tiw's.id. the method used is descriptive qualitative with field research type. Khiyar right is the choise to cancel or establish a contract for both the seller and the buyer. The right of khiyar is a proof of the perfection of Islam in a business between two people who intend to create mutually acceptable transactions and avoid fraud. On a free purchase or purchase directly in general, you can check the items you want to buy like the disable items or the quality of the items, but its diffrent by buying online, the limited internet makes the khiyar right not noticed by both the seller and the buyer.

Wamel dalam Tradisi Sewa Menyewa Perspektif Maqashid Al-Shari'ah Studi terhadap Praktek Sewa Sengon di Kecamatan Kedungjajang Lumajang) Hoirul Ichfan; Nurhafid Ishari
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

This research will discuss about wamel practice in traditional lease perspective maqashid syariah with the aim to describe how wamel practice in kedungjajang sub-district is in accordance with maqashid syariah or not. This study uses a qualitative approach because this research will understand the social phenomena about Wamel in Sub District Kedungjajang District Lumajang. How to collect data through two stages of interview and observation. The data in this research consists of two parts, namely, primary and secondary data. From result of research indicate that: In this wamel maqāṣid Perspective still can’t be in accordance with Maqashid Shariah, that is from the aspect of justice and the benefit of all mankind. Wamel in this Lease traditions sengon in it contain benefits or benefits achieved but with harmful also caused.

Pembiayaan Optimal dan Korelasinya Terhadap Alokasi Pembiayaan pada Bank Umum Syariah di Indonesia Ernawati Ernawati; Mansyur Asri
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Islamic Commercial Banks in Indonesia behave risk averse, which is indicated by financing based on murabaha. The focus of this research is to examine the composition of optimal financing and its correlation to the allocation of financing at the Islamic Commercial Bank. The research data was obtained through the publication of the Indonesian Financial Services Authority with an analysis period of June 2014 to December 2017. There were 13 types of financing allocated by Sharia commercial banks in Indonesia, but based on the completeness of the data, the types of financing estimated were 9 types. Data analysis is used with the mean variance and correlation. Calculation of data using the Excel Solver program. The results showed: (1) the composition of optimal financing at the Islamic Commercial Bank consisted of seven types of financing, and was based on four main groups, namely: mudharaba rupiah, murabaha forex, murabaha rupiah, and istisna rupiah; and (2) the composition of optimal financing and the composition of financing allocations to Islamic banks showed a low correlation; and (3) qardh financing which is the last ranking in the optimal portfolio composition, is still prioritized by Islamic Commercial Banks; driven by the sharia function on adapts non-commercial purposes.

Efficiency of Islamic Insurance in Indonesia Rachma Indrarini; Clarashinta Canggih
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/iqtishoduna.v8i2.413

This paper aims to measure Islamic Insurance Efficiency in Indonesia. This paper uses quantitative data analysis through Data Envelopment Analysis to assess efficiency. Input variables in this study are total assets, expenses, and claims payments, while the output variables used are tabaru income and funds during 2012-2016. The objects of this paper are PT. AJS Amanahjiwa Giri Arta, PT AJS Al Amin, and PT Asuransi Takaful Keluarga. The result shows that in general, Islamic insurance in Indonesia is not yet efficient.

Optimalisasi Media Digital Berbasis Kemaslahatan Umat dalam Program Pahlawan Ekonomi Surabaya Rio Febriannur Rachman
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

This article discusses a number of challenges facing the city of Surabaya as one of the major cities in Indonesia. The city has a number of social problems, including poverty, economic disparity and welfare problems. All that has a correlation with each other, and one of the solutions, is the provision of employment. Since 2010, the City Government of Surabaya has been running the Pahlawan Ekonomi program, which makes Housewives the main target. With hope, they can become the “second economic engine” in the family. Pahlawan Ekonomi provides entrepreneurship training for Housewives, starting from the planning, production, packaging, to marketing. All stages are always under the supervision of a team from the City Government of Surabaya. This paper explores how the implementation of policy in this program, the sustainability, and its correlation to the concept of the Welfare of the People (Kemaslahatan Umat) which is called for in some number of Islamic literatures. In conclusion, this policy has many positive impacts on the community, so that its sustainability can be maintained because it is supported by many parties in Surabaya. The spirit of this program is in harmony with the noble Islamic principles. Moreover, this program has a tagline: Go Global, Go Digital, Go Financial, which makes the program participants ready to compete at the international level.

Pengaruh Program Lumajang Taqwa, Lumajang Cerdas, Lumajang Sehat, Lumajang Makmur dan Lumajang Peduli Terhadap Pencapaian Visi Misi Badan Amil Zakat Nasional Kabupaten Lumajang Tahun 2018 Achmad Farid; Istiana Umil Mahtum
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Data processing is performed using t-test testing techniques. In processing the data the researchers used the help of IBM SPSS statistical computer assistant application program 20. Based on the results of data analysis, the results showed that "there was an influence on the Lumajang taqwa program, Lumajang smart, Lumajang healthy, Lumajang prosperous and Lumajang concerned with the achievement of the vision and mission of the National Amil Zakat Agency (BAZNAS) Lumajang Regency in 2018. Proven t-test results obtained t count Lumajang taqwa = 3.207 with a probability t arithmetic sig. = 0.007, Lumajang smart = 2.526 with t arithmetic sig. = 0.025, Lumajang healthy = 2.511 with t arithmetic sig. = 0.026, Lumajang prosper = 2.506 with t arithmetic sig. = 0.026, and Lumajang cares = 2,200 with t arithmetic sig. = 0.046. So it can be concluded that Lumajang taqwa, Lumajang smart, Lumajang healthy, prosperous Lumajang and Lumajang care have a positive and significant impact on achieving the vision and mission of the BAZNAS Lumajang Regency with a confidence level of 95%. In addition, the correlation coefficient R Lumajang taqwa = 0.665 and included in the interval 0.60 - 0.799, it can be concluded that Lumajang taqwa has a strong influence. 66.5%, intelligent Lumajang = 0.574 and included in the interval 0.40-0.599 in the sense of having a moderate effect that is equal to 57.4%, healthy Lumajang = 0.572 and included in the interval 0.40-0.599 in the sense of having a moderate effect, that is equal to 57.2%, Lumajang prosper = 0.571 and included in the interval 0.40-0.599 in the sense of having a moderate effect that is equal to 57.1, Lumajang caring = 0.521 and included in the interval 0.40-0.599 in the sense of having a moderate effect which is 52.1%.

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Nurhafid Ishari

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hafid.ishari@gmail.com

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Journal Mail Official
jurnaliqtishoduna@gmail.com

Editorial Address
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Location
Kab. lumajang,

Jawa timur

INDONESIA

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Nurhafid Ishari

Contact Email hafid.ishari@gmail.com

Phone -

Journal Mail Official jurnaliqtishoduna@gmail.com

Editorial Address -

Location Kab. lumajang, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Nurhafid Ishari

Contact Email
hafid.ishari@gmail.com

Phone
-

Journal Mail Official
jurnaliqtishoduna@gmail.com

Editorial Address
-

Location
Kab. lumajang,

Jawa timur

INDONESIA